"A retreat by private-sector lenders from the market for education loans is threatening to keep thousands of students out of college in the coming academic year," The Wall Street Journal reports. "More than two dozen lenders, including Bank of America Corp. and Citigroup Inc., have stopped or curtailed private lending to students since the beginning of the last school year. On Tuesday, Wachovia Corp. joined their ranks. Some of the hardest-hit students are at for-profit schools that offer training in everything from nursing to computer programming. These schools often cater to low-income students who tend to have lower credit scores and higher loan-default rates."