"Students struggling to finance their educations this fall may have one thing working in their favor: plenty of company," The Wall Street Journal reports. "As more would-be borrowers are denied private loans amid the credit crunch, colleges and universities are likely to become more lenient about payment deadlines and more eager to help students and their families find aid. Asking schools for help is just one of the strategies taking on new importance for students seeking loans in a tough climate. Here are some of the moves students and their parents can make to navigate the troubled loan landscape."